Dave Ramsey on Credit Cards

Themes: Money, Personal Finance, Credit Cards, Investment,

Ability: Upper Intermediate, Advanced

Materials: Word Document with Video Link, Dave Ramsey’s Principles

Grammar: Having + Past Participle

Speaking Lesson: For the lead-in, introduce the work of Dave Ramsey by showing the seven Baby Steps to Financial Peace.

After your student has seen the video, ask them these questions:
1. Why does Dave recommend not using credit cards?
2. Dave says “The credit card is the cigarette of the financial world. There’s no upside, it kills you.” Do you agree with this?

Send the Dave Ramsey’s Principles document to your student. Ask them if they agree with his principles.

This is a great way to introduce the topic of money and personal finance to your students. After exploring the work of Dave Ramsey, try more activities related to investment and money management.

Happy Teaching!